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Privacy Policy

 

 

Facts
WHAT DOES OB Salem Auto Group Inc.
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
„
  • Social Security number and income
  • Credit history and credit scores
  • payment history and account balances
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons OB Salem Auto Group Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does OB Salem Auto Group Inc. share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes-
to offer our products and services to you
Yes
No
For joint marketing with other financial companies-
No
We Don't Share
For our affiliates’ everyday business purposes-
information about your transactions and experiences
No
No
For our affiliates’ everyday business purposes-
information about your creditworthiness
No
We Don't Share
For nonaffiliates to market to you
No
We Don't Share
 
 
 
Who we are
Who is providing this notice?
 OB Salem Auto Group Inc.
What we do
How does OB Salem Auto Group Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.
How does OB Salem Auto Group Inc.collect my personal information?
We collect your personal information, for example, when you
  • Apply for financing
  • Pay us by check
  • Show us your drivers license
  • or Apply for a lease
  • or Give us your contact information
Why can’t I limit all sharing?
Federal law gives you the right to limit only
„
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
„
  • Affiliates include companies with O'Brien Auto Group Logo and or companies owned by Michael O'Brien and financial companies such as dealerships
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
„
  •  OB Salem Auto Group Inc. does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
„
 OB Salem Auto Group Inc. does not jointly market.
Other Important Information
Acknowledgement of receipt ; I hereby acknowledge that I have received a copy of this Form from
 OB Salem Auto Group Inc.
 
 
 
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Customers Signature                                                           Printer Name